%PDF-1.3
%
1 0 obj
<>stream
application/pdfThe Joys of RiskBill Somerville & Fred Setterberg
Adobe PDF Library 8.0; modified using iTextSharp 4.1.6 by 1T3XTManagement
endstream
endobj
2 0 obj
<>/ExtGState<>/ProcSet[/PDF/Text]>>/CropBox[0 0 585 774]/Parent 14 0 R/ArtBox[0 0 585 774]/BleedBox[0 0 585 774]/Type/Page>>
endobj
3 0 obj
<>stream
HW[o~ׯCRah(p\5WkTHʊί?3!EMqlܝ[Z.ֺܻYN'ȵ\+FV`WEuQ'\. w%Yʷ=uZFo/BXğ}s/~^~4*~U ?vfy݇w*O[KRAAltIϵd=fά(9^xNG7#yZo$exچ~b-wꬻQގA1Mi0Ui8;87N0hhة}xuI9IIuu q0wzcp!` Hphō&qLNuS[x,Yp_I8iv? [[Y"nI:SJM
2&-2$4&nE=4gۈ~'f OVRdz#^nr;@D֙3cQt~;.3CZ!wvlrÌ0zkG|(Y6,3t@9(!$IKR=T6sNgL OH.K.7F]vUٿ^Cd^8Þc||'.h^E!VybmŦ8d2wkMTԠ[.
MC Wp/EbYKk(Px2rH.9]`)jWj)/Hh6y*^r1Mm6RpM2Ҧ!4r?!0)Ep@Y>/
?* S HZ_ }dQ8m<2{tmZY*Ȣ,QXM}ef_%R\ђVet(_Lb(\ˎBFt8"| ')^dvm
^O
HY`mL5+!cyh,.7VY*BKԉ+Ԋuw|gd7'mvV4ށd)\B
y} ǒ(o5e
SiArWu2S0ff(@.fH4ar+doIH*&0JVm#CI" c Z[KVێU<)O
y&/5
#(/{FKh/03a&\h2_M!?YaP1{(bJʄn1&s){=,LD1G0C?!'-*G nE
;Y7i#=PAycFٳWNcbIn4-7yB|msW7p~+P[X}t~A<:fW'0q|yPݕrB-0mhRVZ R~ǻVTn,\5"׀](ؕ,b?wx6HsK*+DKW'Y%L F]:PՎ*]&6.9"OYOiFE(sީ-Pd푳y/+q=pTӃtat^$
E|ަRĹ}^^mODvԁ]䕋:m(k>
TMPC8Jc⪲X;j8ުսCA<%Ф`*]=2%PK4qQPc9;f.\2(X?O)<i9ρvFRaiߕ^qbS'nh1Ri)ɛ
ae-`j6nϔ!$E0t~T%Cu8qPLkvF軿B"0Edg5bE$Z$5;@f/U眊9+/yXO;(rkiωsEo^Ưw2-Wv gñ{6]NHIL[,, ѧ}H!xA)ҿ
9}RGMFSDgpv 6%R+'Z[q&!W[;͋&HSb8?*6VWuՃNMd}Գɟ|"'8V!sN&'u67b@%;/tk[zz`"g?xEϽwyօ;I̫$?a.e[sF[':$
s&rzD4f%kƖiЉH_;j#>;RfJK MLIW}0;p<VPU8ӑ^sa2VD闀U6N-Gr\-|~2C;OZ§37J>`S